REAL ESTATE TITLE AND ESCROW SERVICES

Our clients and colleagues are our foremost priority. When it comes to one of the most important transactions of your life, let Watersound Closings & Escrow be your guide.

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Welcome To

Watersound Closings & Escrow

An ALTA-certified Full-service title company serving Northwest Florida from offices in Santa Rosa Beach and Panama City Beach.

About Us

Our Story

Watersound Closings & Escrow wants to be your title and real estate settlement service provider. We not only service the Santa Rosa Beach and Panama City Beach areas, but the entire Northwest Florida area.

When it comes to one of the most important transactions of your life, we sweat the small stuff so you don’t have to!

By giving each of our customers’ closings the personal attention it needs, and by providing all of the people involved in the transaction with amazing service, we hope to earn your business for years to come!

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Welcome To

Happy customers

Watersound Closings & Escrow offers an extensive list of services for all of your real estate closing needs.
Male avatar
“Watersound Closings did an excellent job in handling the closing for our clients! Thank you for all your efforts and hard work!”

Beverly B., Buyer’s Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2023-02-16T14:33:48+00:00

Beverly B., Buyer’s Agent

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“Watersound Closings did an excellent job in handling the closing for our clients! Thank you for all your efforts and hard work!”
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"Seamless closings every time by this superior team!!"

Michele B.

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2022-06-28T13:34:30+00:00

Michele B.

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"Seamless closings every time by this superior team!!"
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"Smooth, clean. Efficient and easy as a seller’s agent."

Scotty L.

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2022-06-28T13:35:20+00:00

Scotty L.

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"Smooth, clean. Efficient and easy as a seller’s agent."
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"Marilyn and Donna did excellent work and were very cheerful."

John M.

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2022-06-28T13:36:44+00:00

John M.

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"Marilyn and Donna did excellent work and were very cheerful."
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“As always, it was a wonderful experience. It gives me great peace of mind knowing that you all have my back and are getting things done professionally and the way they should be done. I love working with you all!”

Teresa T., Buyer’s Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2023-02-16T14:14:58+00:00

Teresa T., Buyer’s Agent

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“As always, it was a wonderful experience. It gives me great peace of mind knowing that you all have my back and are getting things done professionally and the way they should be done. I love working with you all!”
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“If you need a trusted, hard working closer, do not look any further than Donna Whittemore and Watersound Closings & Escrow. We had a 1031 Exchange transaction with international buyers that required a lot of hard work. Donna did a fantastic job seeing it through and making it look easy for everyone involved.”

Alex S., Buyer’s Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2023-02-16T14:15:32+00:00

Alex S., Buyer’s Agent

Male avatar
“If you need a trusted, hard working closer, do not look any further than Donna Whittemore and Watersound Closings & Escrow. We had a 1031 Exchange transaction with international buyers that required a lot of hard work. Donna did a fantastic job seeing it through and making it look easy for everyone involved.”
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“Why can’t all closings go this smooth? No issues at all. Everyone I dealt with was pleasant and took time out to answer any questions.”

Donald R., Buyer

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2023-02-16T14:16:16+00:00

Donald R., Buyer

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“Why can’t all closings go this smooth? No issues at all. Everyone I dealt with was pleasant and took time out to answer any questions.”
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“You all are a fantastic group! Always enjoy working with you all!”

Diana K., Seller’s Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2023-02-16T14:16:49+00:00

Diana K., Seller’s Agent

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“You all are a fantastic group! Always enjoy working with you all!”
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“Donna and Casey did a great job and expertly handled a complicated closing.”

Steve N., Buyer’s Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2023-02-16T14:17:19+00:00

Steve N., Buyer’s Agent

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“Donna and Casey did a great job and expertly handled a complicated closing.”
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“Buyers were very pleased on the service provided and felt they made a connection which made them feel more comfortable in the process. Thank you.”

Morgan P., Buyer’s Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2023-02-16T14:17:54+00:00

Morgan P., Buyer’s Agent

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“Buyers were very pleased on the service provided and felt they made a connection which made them feel more comfortable in the process. Thank you.”
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“Donna and Marilyn were great to work with!!!! They made it easy. Super people!!”

Tim S., Seller

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2023-02-16T14:30:39+00:00

Tim S., Seller

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“Donna and Marilyn were great to work with!!!! They made it easy. Super people!!”
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“Always an absolute pleasure working with such a knowledgeable and friendly team!”

Whit J., Buyer’s Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2023-02-16T14:31:52+00:00

Whit J., Buyer’s Agent

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“Always an absolute pleasure working with such a knowledgeable and friendly team!”
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“Watersound Closings & Escrow does a great job and they are so easy to work with!”

Stephen N., Buyer

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2023-02-16T14:32:27+00:00

Stephen N., Buyer

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“Watersound Closings & Escrow does a great job and they are so easy to work with!”
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“Lisa made our closing so pleasant. She was great!”

Debbie S.

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2023-02-16T14:33:01+00:00

Debbie S.

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“Lisa made our closing so pleasant. She was great!”
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"Thank you for a seamless closing."

Hilary F., Selling Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2022-06-28T13:33:32+00:00

Hilary F., Selling Agent

Male avatar
"Thank you for a seamless closing."
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“Very smooth and easy process. Casey explained each document in detail and was a pleasure to work with. Thank you for all your assistance!”

Barbara P., Buyer

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2023-02-16T14:34:17+00:00

Barbara P., Buyer

Male avatar
“Very smooth and easy process. Casey explained each document in detail and was a pleasure to work with. Thank you for all your assistance!”
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“Very professional and helpful closing. Special thanks to Donna.”

Diane O.

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2023-02-16T14:34:45+00:00

Diane O.

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“Very professional and helpful closing. Special thanks to Donna.”
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“We threw a big, complex closing at Donna with multiple parties and another title company in the mix. She absolutely KILLED it! She was in constant communication with all parties and handled the overall transaction with poise and ease. Even when waiting on a delayed wire, she communicated to all parties and ultimately got us across the finish line. I could not have asked for a better experience!”

Whitney W.

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2023-02-16T14:35:24+00:00

Whitney W.

Male avatar
“We threw a big, complex closing at Donna with multiple parties and another title company in the mix. She absolutely KILLED it! She was in constant communication with all parties and handled the overall transaction with poise and ease. Even when waiting on a delayed wire, she communicated to all parties and ultimately got us across the finish line. I could not have asked for a better experience!”
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“Casey was very patient as the buyers were having trouble getting the funds wired in. She is very professional which made them feel more comfortable in the process. Thank you.”

Reggie J., Buyer’s Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2023-02-16T14:36:02+00:00

Reggie J., Buyer’s Agent

Male avatar
“Casey was very patient as the buyers were having trouble getting the funds wired in. She is very professional which made them feel more comfortable in the process. Thank you.”
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“Our closing was great! Very friendly staff and Lisa was awesome!”

Debra S., Buyer

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2023-02-16T14:36:35+00:00

Debra S., Buyer

Male avatar
“Our closing was great! Very friendly staff and Lisa was awesome!”
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“Great experience! Extremely helpful, knowledgeable, and professional!”

Tom C., Buyer’s Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2023-02-16T14:37:04+00:00

Tom C., Buyer’s Agent

Male avatar
“Great experience! Extremely helpful, knowledgeable, and professional!”
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“Thank you very much Donna and Marilyn for all the hard work and dedication in getting this transaction closed on schedule!”

Kelly H., Buyer’s Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2023-02-16T14:37:31+00:00

Kelly H., Buyer’s Agent

Male avatar
“Thank you very much Donna and Marilyn for all the hard work and dedication in getting this transaction closed on schedule!”
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“Another great transaction!”

Mark O., Seller’s Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2023-02-16T14:38:06+00:00

Mark O., Seller’s Agent

Male avatar
“Another great transaction!”
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Absolutely amazing to deal with! Thanks for all your wok.”

Wes M., Buyer

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2023-02-16T14:38:32+00:00

Wes M., Buyer

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Absolutely amazing to deal with! Thanks for all your wok.”
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“Very smooth and easy closing!”

Patricia P., Buyer

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2023-02-16T14:39:00+00:00

Patricia P., Buyer

Male avatar
“Very smooth and easy closing!”
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“Donna went the extra mile to make sure we closed on time!!”

Bob T., Buyer’s Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2023-02-16T14:39:36+00:00

Bob T., Buyer’s Agent

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“Donna went the extra mile to make sure we closed on time!!”
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“Thank you for making this a painless process! We are very grateful to all of you!”

Mary S., Buyer

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2023-02-16T14:40:07+00:00

Mary S., Buyer

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“Thank you for making this a painless process! We are very grateful to all of you!”
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"Very competent, professional and responsive! I am a commercial real estate lawyer by trade and work with numerous title companies and closing agents all over the country, and Donna, Marilyn and their team are top notch!"

Joe L., Buyer

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2022-06-28T13:22:18+00:00

Joe L., Buyer

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"Very competent, professional and responsive! I am a commercial real estate lawyer by trade and work with numerous title companies and closing agents all over the country, and Donna, Marilyn and their team are top notch!"
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"One of the most important things in any business dealing is communication. Donna did a great job keeping us updated on our closing. She was also great about documenting important things through the Qualia portal."

Mary S.J.

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2021-02-16T03:16:19+00:00

Mary S.J.

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"One of the most important things in any business dealing is communication. Donna did a great job keeping us updated on our closing. She was also great about documenting important things through the Qualia portal."
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"Smooth, Clean, Efficient, and Easy as a Seller’s Agent."

Scotty L.

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2021-08-16T11:39:16+00:00

Scotty L.

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"Smooth, Clean, Efficient, and Easy as a Seller’s Agent."
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"Donna was very friendly and informative. Made the process painless."

Christopher M.

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2021-08-16T11:41:37+00:00

Christopher M.

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"Donna was very friendly and informative. Made the process painless."
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"Accommodating and good communication!"

Cheryl B.

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2021-08-16T11:42:09+00:00

Cheryl B.

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"Accommodating and good communication!"
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"Donna was amazing!!"

Nicholas H.

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2021-08-16T11:42:34+00:00

Nicholas H.

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"Donna was amazing!!"
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"Thanks so much for all your help in the closing. Very professional and smooth. Love you guys!"

Carrie S.

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2021-08-16T11:43:06+00:00

Carrie S.

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"Thanks so much for all your help in the closing. Very professional and smooth. Love you guys!"
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"Great experience with professional people!"

Denis R.

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2021-08-16T11:43:37+00:00

Denis R.

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"Great experience with professional people!"
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“Donna went above and beyond to get this closing done on time. In the middle of a tropical storm, she made herself available and worked through multiple obstacles to make it happen. I greatly appreciate what she did and I do not take this for granted. Her communication with all parties was outstanding.”

Teresa T.

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2021-08-26T04:56:25+00:00

Teresa T.

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“Donna went above and beyond to get this closing done on time. In the middle of a tropical storm, she made herself available and worked through multiple obstacles to make it happen. I greatly appreciate what she did and I do not take this for granted. Her communication with all parties was outstanding.”
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"As always, the awesome team at Watersound Closings made this closing happen smoothly. The end of the month, coupled with the end of the year, can be stressful in this business, but everyone was calm, cool, and collected. Thank you again."

Teresa T., Selling Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2022-06-28T13:05:36+00:00

Teresa T., Selling Agent

Male avatar
"As always, the awesome team at Watersound Closings made this closing happen smoothly. The end of the month, coupled with the end of the year, can be stressful in this business, but everyone was calm, cool, and collected. Thank you again."
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"Always a pleasure working with Donna. Knowledgeable, helpful, and always goes above and beyond to support us on our transactions. Thank you Donna!"

Sarah H., Selling Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2022-06-28T13:10:36+00:00

Sarah H., Selling Agent

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"Always a pleasure working with Donna. Knowledgeable, helpful, and always goes above and beyond to support us on our transactions. Thank you Donna!"
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"Donna and Marilyn were excellent. Communication was great and they were very focused on helping make sure closing went smoothly and answered all my questions. Great experience and I would definitely use them again."

Trent M., Buyer

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2022-06-28T13:13:00+00:00

Trent M., Buyer

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"Donna and Marilyn were excellent. Communication was great and they were very focused on helping make sure closing went smoothly and answered all my questions. Great experience and I would definitely use them again."
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"Super easy and convenient, Friendly folks! Thanks!"

Kevin P., Buyer

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2022-06-28T13:18:58+00:00

Kevin P., Buyer

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"Super easy and convenient, Friendly folks! Thanks!"
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"Great closing. Terrific service!"

Richard B., Selling Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2022-06-28T13:21:36+00:00

Richard B., Selling Agent

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"Great closing. Terrific service!"
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"Great closing experience. I felt that my buyers were well informed during the closing and the correspondence leading up to scheduling and the day of closing. The staff was friendly and knowledgeable, and the building was clean and professional."

Vianah S

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2019-03-11T20:27:26+00:00

Vianah S

Male avatar
"Great closing experience. I felt that my buyers were well informed during the closing and the correspondence leading up to scheduling and the day of closing. The staff was friendly and knowledgeable, and the building was clean and professional."
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"Donna was super supportive even when errors were mine……… I’ll be back."

Ken M., Selling Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2022-06-28T13:22:57+00:00

Ken M., Selling Agent

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"Donna was super supportive even when errors were mine……… I’ll be back."
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"Thank you for the seamless transaction!"

Andrew F., Selling Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2022-06-28T13:23:54+00:00

Andrew F., Selling Agent

Male avatar
"Thank you for the seamless transaction!"
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"Great people, very helpful and knowledgeable."

John F., Buyer

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2022-06-28T13:25:25+00:00

John F., Buyer

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"Great people, very helpful and knowledgeable."
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"5 out of 5 for sure. Closing from another state is never an easy task. But you all made it very simple for us. Happy to work with you and would do it all over again 😊"

Robin S., Buyer

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2022-06-28T13:26:05+00:00

Robin S., Buyer

Male avatar
"5 out of 5 for sure. Closing from another state is never an easy task. But you all made it very simple for us. Happy to work with you and would do it all over again 😊"
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"Amazing and professional service as always. Donna stays on top of everything. The entire process is easy and smooth."

Denis R., Listing Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2022-06-28T13:27:33+00:00

Denis R., Listing Agent

Male avatar
"Amazing and professional service as always. Donna stays on top of everything. The entire process is easy and smooth."
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"Very smooth transaction. Thanks for your efforts."

John T., Listing Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2022-06-28T13:28:21+00:00

John T., Listing Agent

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"Very smooth transaction. Thanks for your efforts."
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"Promptly answered all of our questions. Excellent service and an all around great team to work with!"

Paige L., Seller

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2022-06-28T13:29:07+00:00

Paige L., Seller

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"Promptly answered all of our questions. Excellent service and an all around great team to work with!"
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"Watersound Closings and Escrow always goes above and beyond!! They answered both of my clients’ questions rapidly throughout the whole transaction. Tis team will take care of your most prized investment in a smooth fashion. Thank you Marilyn and Donna!!"

Brian L., Listing Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2022-06-28T13:29:52+00:00

Brian L., Listing Agent

Male avatar
"Watersound Closings and Escrow always goes above and beyond!! They answered both of my clients’ questions rapidly throughout the whole transaction. Tis team will take care of your most prized investment in a smooth fashion. Thank you Marilyn and Donna!!"
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"Easy process. Great communication and friendly. Donna and Marilyn were great!"

Vincent G., Seller

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
2022-06-28T13:30:33+00:00

Vincent G., Seller

Male avatar
"Easy process. Great communication and friendly. Donna and Marilyn were great!"
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"Donna was great to work with. She made the process very easy."

Jodelle T., Seller

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2022-06-28T13:31:09+00:00

Jodelle T., Seller

Male avatar
"Donna was great to work with. She made the process very easy."
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"Great closing experience. Everything was organized, well-explained and was handled efficiently. We also had to have our kids with us and they were wonderful about that inconvenience. THANK YOU!"

Kylie J., Buyer

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2022-06-28T13:31:50+00:00

Kylie J., Buyer

Male avatar
"Great closing experience. Everything was organized, well-explained and was handled efficiently. We also had to have our kids with us and they were wonderful about that inconvenience. THANK YOU!"
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"Accommodating and good communication!"

Cheryl B., Selling Agent

Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow
5
2022-06-28T13:32:44+00:00

Cheryl B., Selling Agent

Male avatar
"Accommodating and good communication!"
5
35
Santa Rosa Beach, Panama City Beach, Inlet Beach FL | Watersound Closings & Escrow

Watersound Closings & Escrow

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WATERSOUND CLOSINGS & ESCROW WIRE POLICY

Prior to wiring any funds to Watersound Closings & Escrow, LLC, please call our office using contact information provided from an independent source, such as your real estate agent, you lender, or the internet, to verbally verify all wiring instructions.

Any funds in excess of $1,500.00 must be delivered to Watersound Closings & Escrow, LLC via wire transfer. We do not accept cashier’s or personal checks over $1,500.00. We also do not accept ACH transfers, and any such transfer will be rejected by our bank.
Wire instructions will be sent upon request. We are not responsible for any wires sent by you to an incorrect source.

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